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Last month,  I happen to click on an email sent to me through my yahoo mail about a big money that a certain bank will transfer to my account. As usual they wanted all of the info like credit card number, bank account number, phone number, etc.

This is “as mentioned in the message ” to expedite the transfer of the said money.  Who even looks at these emails any more?  But I admit that it’s so tempting – what would I do with a million bucks?

One of the most common methods identity thieves and cybercriminals use to steal personal information is the use of”phishing”. Phishing is a form of social engineering that uses email or instant messages that appear to be from a fmancial institution, government agency, internet based company such as Ebay, or any business that you trust and/or do business with. The intent of the phishing communication is to deceive you into divulging personal informations.

My advice – unless you request the information don’t fill in any form sent to you by “your” bank, your credit union or other financial institution. Also don’t call the 800 number listed on the email – its routed to them and they pretend to be from the bank!  The safest thing to do is to go to the actual website of your bank by typing the address in yourself into the address bar and checking to see if its a real email.

Love it.. Be safe out there.