This is a story about identity theft and how I discovered my identity had been stolen. Some of the headaches, the endless paperwork and the things I wished I would have known years ago. I am determined to get back to a FICO score above 720

Credit Score Update after Short Sale

Posted by Kevin

Just four months after my short sale and I am making some credit score improvements! Just to give you an update on the situation, as you all know the last few years have been really rough identity theft…divorce, a short sale and an attempted loan modification on my primary mortgage. I am not giving up [...]

Happy Thanksgiving and an Update on my Short Sale

Posted by Kevin

I have been a little absent from this site for a few months trying to deal with some major setbacks.  I have a property in the downtown area of San Diego, a two bedroom – one bathroom place that I just can’t afford to keep any more.  I put it up for short sale in [...]

Identity theft Through Phishing

Posted by admin

Last month,  I happen to click on an email sent to me through my yahoo mail about a big money that a certain bank will transfer to my account. As usual they wanted all of the info like credit card number, bank account number, phone number, etc. This is “as mentioned in the message ” [...]

Keep it in the Family

Posted by Kevin

Check this out, two sisters get arrested for stealing a debit card and using it. They stole the card from a friend. They used it to by gas and food. The total came to less than $400 buck but they are hopefully going to go to jail for this. It’s crazy to think that even [...]

Don’t Lie about Being Sick just to Avoid Identity Theft Punishment

Posted by admin

A woman was sentenced to 12 years in prison  after she lieft to the court about having cancer.  It was her attempt to get a lighter sentence to her scam in which she ripped off small business owners in an identity theft crime. http://www.9news.com/news/article.aspx?storyid=111279&catid=188

Shred All of your Documents to Protect your Identity

Posted by Kevin

One of the easiest lessons that I learned in the process of repairing my credit is that a lot of what I did like keeping my social security card in my wallet, just dumping old bills into the trash and tossing unopened credit card offers are the easiest way to have your credit stolen. I [...]

45,000 New Identity Theft Candidates

Posted by Kevin

Looks like the government is at it again. The FAA has had a huge data loss. They are doing their best to keep our information safe. There were 48 files that were breached from a server containing information on over 45,000 FAA employees and retirees. You can read more about it on the FAA website [...]

American Express Reduced my Limit

Posted by Kevin

Today I got a phone call from American Express to let me know that they are reducing my credit limit.  I asked them if I was late on any payments and she said about 18 months ago I was late. So now I was getting a little worried, what exactly had I done – I [...]

A 400 Transaction Shopping Spree and Credit Card Fraud

Posted by Kevin

Every time I hear that the cops are able to bust a group like this it brings a huge smile to my face. Hopefully they are able to prosecute to the fullest extent of the law and up the punishment for these types of crimes. The story is that a group of five people in [...]

Domestic violence victims may also face identity theft

Posted by Kevin

I thought that this was a really interesting article about other areas of exposure and possible ways that your identity can be stolen.  I would not have thought that domestic violence victims could be open to systematic identity theft. All forms of identity theft can be devastating, from a simple lost drivers license that is [...]