This is a story about identity theft and how I discovered my identity had been stolen. Some of the headaches, the endless paperwork and the things I wished I would have known years ago. I am determined to get back to a FICO score above 720

Your Identity was Stolen and you got Married?!

Posted by Kevin

A New York woman was granted a divorce from a con artist who stole her identity, obtained a passport in her name and racked up a heap of dept.  The woman who never met her “husband” had used the names of her children as dependents on his Tax forms as deductions.
The whole story is posted here

Notification of Credit Lock

Posted by Kevin

I go the every 90 days email from Lifelock that my credit file is still protected today… Here is a copy of their short and sweet message:
Fraud Alerts Requested
Dear Kevin,
An important component of our protection services and guarantee is the submission of fraud alerts, to the credit bureaus, on your behalf. Per your instructions, we [...]

Credit Problems – Buying a New Car

Posted by Kevin

I know it has been a while since I posted. Life has been really hectic lately, I have been struggling with job issues and with credit issues.
My trusty 1998 Blue Ford Explorer with 189,144 miles just died on me last week. I got a blinking check engine light and I then stalled on [...]

Lifelock Discount Codes

Posted by Kevin

I am enjoying having lifelock so much that I have searched google for some other Lifelock Coupon Codes that I would like to share. My favorite right now is the 90 Days Free.  It gives you a chance to review the service and figure out if you like it before you make a huge commitment.

lifelock400 [...]

Experian Notification of Identity Theft Protection

Posted by Kevin

The third one is in, Experian has acknowledged that there is now a fraud alert on my account. It seems that they were actually the first to respond but with some mail delays they were the last one to be recived.
At this point I am feeling pretty good about this service… I like seeing [...]

TransUnion Notification of Identity Fraud Alert

Posted by Kevin

I am impressed! Just a few days after my letter from Equifax I received the confirmation from TransUnion about the Fraud Altert that they have placed on my account.
Yes, I know I could have done this all myself but for $99 bucks per user with a Lifelock Discount Code why would I bother?
These [...]

Lifelock Limits Identity Theft Possibility by Getting Rid of Credit Card Offers

Posted by Kevin

Dear Customer,We have submitted your request to stop pre-approved credit card offers. You should notice a dramatic decline in the amount of unsolicited credit card offers you receive within the next 60 days.If you ever have a question or concern, we’re here from 9:00 AM until 11:00 PM Eastern Time, seven days a week. Don’t [...]

Equifax Notification of Lifelock.com Identity Protection

Posted by Kevin

Today I got the notification in the mail from Equifax that they have received the Fraud Request from LifeLock. This is the first of the three credit reporting agencies to respond to the lifelock
The lifelock website says that I should anticipate getting a letter like this from each of the three agencies every 90 [...]

Lifelock Fraud Alerts Requested

Posted by Kevin

The Usual Yada Yada – This site is run by me, a contracted Affiliate of LifeLock, and is not owned nor operated by LifeLock, Inc.
Dear Customer,
Thank you again for selecting LifeLock to protect you from identity theft.
Per your instructions, we have requested your 90-day fraud alerts on your behalf. As they expire, we will continue [...]

Lifelock Credit Reports Ordered

Posted by Kevin

Dear Customer,
Thank you for selecting LifeLock to protect you from identity theft.
We have submitted a request for your free annual credit reports from the three credit bureaus: Equifax, Experian and TransUnion. You should be receiving them within 4-8 weeks.
Once they have arrived, be sure to look for the fraud alert we have requested on your [...]