Posted by Kevin

I go the every 90 days email from Lifelock that my credit file is still protected today… Here is a copy of their short and sweet message:

Fraud Alerts Requested

Dear Kevin,

An important component of our protection services and guarantee is the submission of fraud alerts, to the credit bureaus, on your behalf. Per your instructions, we have requested your 90-day fraud alerts. As they expire, we will continue to request the alerts until you tell us that you no longer have a reason to need them.

You should expect the three credit bureaus (Experian, Equifax and TransUnion) to mail you a confirmation of this action, usually within the next four to six weeks, informing you that your alerts have been set. You will continue to receive similar confirmations every 90-days, following our resubmission of fraud alerts, as long as you are a LifeLock member.  If you do not receive any or all of these letters within four to six weeks of this email, please contact us right away.

Please also note that these letters from the credit bureaus will also contain instructions for you to order your credit reports. Please disregard these instructions as we will separately request your credit reports once a year.

Please remember, if you need to make changes to your account, you may do so via our Member Services portal at www.lifelock.com/mylifelock.

If you need additional support, please e-mail us at member.services@lifelock.com.  Alternatively you may call us at 1-800-LIFELOCK (1-800-543-3562). We’re here 24 hours a day, seven days a week.

Thank you for your membership.

Sincerely,

LifeLock Member Services

Posted by Kevin

So I just got my Equifax notification about credit monitoring. I love this type of confirmation.

For the last month, Equifax Credit Watch(TM) has been helping protect you from identity theft.
We’ve been monitoring your credit file and are pleased to inform you there were no inquiries
or other critical events reported in the last month.  In this case, no news is good news!
If any key changes are reported, we will notify you via e-mail.

Please call us at 1-866-4CWATCH (1-866-429-2824),
7 days a week between the hours of 8:00am – 3:00am Eastern Time Zone.

You may e-mail us anytime at customer.care@equifax.com.
Or you may write us at Equifax Consumer Services, Inc. PO Box 105496, Atlanta, GA 30348..

Thank you for allowing us to provide you continued identity theft protection.

Your Equifax Customer Care Team

Posted by Kevin

I know it has been a while since I posted. Life has been really hectic lately, I have been struggling with job issues and with credit issues.

My trusty 1998 Blue Ford Explorer with 189,144 miles just died on me last week. I got a blinking check engine light and I then stalled on the freeway. Thankfully I put the car in neutral and was able to restart it but it really gave me a huge scare.

I have a history of letting my life and issues in my life become so painful that they confront me and usually slap me in the face… I know I should just take the easy road, listen to the universe and handle things before they blow up. But I am not a quick learner

In the two seconds that it took between the car stalling and me getting it started again – I prayed to G-D and said “If you start this up again, I will get a new car” – just don’t let this piece of junk become a worthless piece of junk.

So needless to say the car started and I actually drove down to the Scion dealership here in San Diego and worked with an amazing guy Rich. (If you hate buying cars like I do – you will LOVE Scion) These guys are amazing!

I had test driven a friends xB a while back and I loved it. It was right in my price point less than 20k and it had great gas mileage. They have the new EPA standards but I am getting about 25 miles right now, literally 11 miles per gallon more than the explorer. LOVING IT.

Ok, but that is not the story. Scion runs my credit with all 3 agencies and on the top of the report it says in bold something to the effect that my credit is locked, that I have my credit file frozen and they need to call before giving me credit. I was little surprised but it did give them the credit scores from all 3 agencies. My highest was a 582 – which just blows! I remember having a 720+ just a few years ago.

I am not going to whine. I applied for the loan, I got a call from Toyota (Scion Parent Company) and I had to answer a few security questions about my personal details. Took less than an hour, I did not have to notify Lifelock to do anything and I was absolutely impressed with the way they handled it!

I am going to see if I can get a copy of the report to paste on the site. So am the proud owner of a 2008 Silver Scion with 12 miles :-0

I know I am a little older than the typical person at 33 but I still feel right at home with the car. I drove out to Palm Springs and I was amazed at just how well it handles.

Posted by Kevin

In December I enrolled in a self help, get your shit in order and figure out who you can be seminar called the Landmark Forum. A friend of mine David at the office (he has since been fired, hummmm… Does this really work?) told me about it back in March of last year but I really was not interested in it.

I then met up with a client coincidentally another David this one David S. So David S is an ultra successful serial entrepreneur who has made millions capitalizing on different ideas. From jumping into the ever popular mortgage race to product sales and has build a number of successful businesses. David from the office was a bit of a crack-pot but David S is in my view a successful guy.
Read more…

Posted by Kevin

So, I have a girlfriend now and I am super excited.  It has been a while since my divorce but I am really happy to have moved way past that.

Her name is Lisa, and she is a Graduate Student at SDSU and she is amazing.  If I were to compare this relationship to my marriage of 4 years you would be blown away.

She is passionate, intelligent and makes me want to work harder.  She is a sharp 180 from my ex-wife.  Not perfect, just different.  But I am so happy at this point.   Happy like I could not have imagined just three months ago.

She is Jewish like me and we share so many commonalities but at the same time we are really different and I am loving it.  I met the folks, I think they are worried that I am a little older than her, from their perspective ten years is a really big difference.

All I know about age is that I don’t feel thirty three (I do act it) but she brings out all types of energy and passion that I did not think that I had in me any more. She has awoken the beast

Posted by Kevin

It has been a while since I last wrote, and this will be a short entry today. Work has been really stressful and I am really looking forward to the holidays.

The team over at Lifelock.com have just released a new product. This service is direct access to an identity theft recovery specialist to assist you if every your wallet is misplaced or stolen. One of these WalletLock representatives will contact each of your credit card companies, your bank, document issuing company. They will complete the paperwork and all of the steps necessary to replace lost documents including, credit cards, bank cards, ATM cards, drivers license, checkbook and even travelers checks.

The email that they sent to me stated that I have already been enrolled at no additional cost. These guys just rock.

Posted by Kevin

I am enjoying having lifelock so much that I have searched google for some other Lifelock Coupon Codes that I would like to share. My favorite right now is the 90 Days Free.  It gives you a chance to review the service and figure out if you like it before you make a huge commitment.

• lifelock400 It is a 10% off coupon
• amazing Is a 10% off and 30 days free coupon
• idprotected 90 DAYS FREE
• lifesecure 10% OFF
• identitylock 10% off

Posted by Kevin

If you want you can contact the agencies directly about your Id Theft or in an attempt to be proactive. This is a letter that I found useful at the beginning of this ordeal.

First name _____________________ Middle I ___ Last name ___________________
Street address _______________________________________ City__________________________ state_______ zip ________
Own_______ rent______
Social security # _______________________
Date of birth ___/___/______
Drivers license number and state of issue____________________________________
Mothers maiden name or security password_________________________

If you have not lived at your current address for more than 2 years
Please enter your previous TWO addresses

Street _______________________________________________ Include Apartment #
City _________________ State _________ Zip __________

Street _______________________________________________ Include Apartment #
City _________________ State _________ Zip __________

Financial Information

Current employer (if self employed, DBA/company name)_________________________
Street ____________________ city______ zip _________

I have had my credit stolen or lost and I would like a credit alert placed on my report.
Please do not extend or open new credit without contacting me first. Someone may be
using my credit to fraudulently obtain goods and services without my consent.
Here are all my phone numbers and email addresses
Home _______________
Cell _______________
Work _______________
Email _______________

I realize that if I have credit and debit cards that I am responsible for any charges incurred
on already open credit accounts. I must call and freeze or alert these companies on my
own in a timely manner.

Signed ________________________________________ date ________

Originally found at http://www.oskie.com/free-letter/credit-fraud-alert-lost-theft-identity.htm

Posted by Kevin

The third one is in, Experian has acknowledged that there is now a fraud alert on my account. It seems that they were actually the first to respond but with some mail delays they were the last one to be recived.

At this point I am feeling pretty good about this service… I like seeing the results and these little confirmations make me happy

Posted by Kevin

I am impressed! Just a few days after my letter from Equifax I received the confirmation from TransUnion about the Fraud Altert that they have placed on my account.

Yes, I know I could have done this all myself but for $99 bucks per user with a Lifelock Discount Code why would I bother?

These guys rock!